Civitas will offer a three-part virtual training series in October focused on Part 5 income certifications for CPD programs and the changes associated with HOTMA. The series is designed to support both staff who are new to Part 5 income determinations and experienced staff who need an update on current requirements.

Participants may register for individual sessions based on their experience level, or attend the full series for a more comprehensive review of income, assets, and HOTMA implementation.

Session 1: Part 5 Income Certification Fundamentals - Income (Beginner, Part 1)
October 13, 1:00–2:30 PM EST

An introduction to Part 5 income certifications for CPD programs, with a focus on determining annual income under 24 CFR 5.609. This session reviews common sources of income, what is included and excluded from annual income, documentation and calculation considerations, and the implications of HOTMA for Part 5 income determinations. No prior Part 5 income certification experience is needed.

Session 2: Part 5 Income Certification Fundamentals - Assets (Beginner, Part 2)
October 20, 1:00–2:30 PM EST

Building on Part 1, this session focuses on the asset component of Part 5 income certifications for CPD programs and the related implications of HOTMA. Topics include identifying and valuing assets, asset inclusions and exclusions, determining actual and imputed income from assets, and related documentation and calculation requirements. Designed for staff who attended Part 1 or who already have basic Part 5 income knowledge.

Session 3: Part 5 Income Certification Review (Experienced)
October 27, 1:00–2:30 PM EST

Designed for staff who are already comfortable completing Part 5 income certifications for CPD programs, this session provides a focused review of the HOTMA changes that affect the income certification process. Topics include changes to annual income inclusions and exclusions, assets and income from assets, verification and documentation requirements, and other key implementation considerations. This session is intended as an update for experienced staff rather than an introduction to Part 5 income certification.

Register below for the session(s) you would like to attend.

Registration is $75 per person, per session.

Civitas is offering a virtual NEPA 101 Training Series focused on practical environmental review topics, common compliance questions, and real-world issues encountered when completing HUD environmental reviews.

Each 75-minute session includes approximately 60 minutes of instruction followed by 15 minutes of Q&A. Participants may register for all or individual sessions based on their interests and experience.

Session 1: NEPA for Beginners
October 21, 2026 | 1:30 p.m. Eastern Time

An introduction to NEPA and HUD environmental review requirements, including the fundamentals of completing environmental reviews.

Session 2: Regulatory Changes – SHPO, Floodplains, Radon, and the 21st Century ROAD to Housing Act
November 18, 2026 | 1:30 p.m. Eastern Time

An overview of recent and emerging regulatory changes affecting HUD environmental reviews, including historic preservation, floodplains, radon, and the 21st Century ROAD to Housing Act.

No Session offered in December

Session 3: Streamlining Environmental Reviews
January 20, 2027 | 1:30 p.m. Eastern Time

Practical strategies for improving the environmental review process, including tiered reviews, programmatic agreements, review timing, multi-year reviews, and developing templates and master files.

Session 4: Navigating HEROS
February 17, 2027 | 1:30 p.m. Eastern Time

A practical walkthrough of HUD's Environmental Review Online System (HEROS), including common issues, troubleshooting tips, and ways to streamline the review process.

Session 5: Understanding Environmental Assessment Factors
March 17, 2027 | 1:30 p.m. Eastern Time

A review of environmental assessment factors, including common considerations, documentation requirements, and approaches to evaluating potential environmental impacts.

Session 6: Environmental Reviews for Community Project Funding (CPF)
April 21, 2027 | 1:30 p.m. Eastern Time

A discussion of environmental review responsibilities for CPF-funded projects, including the role of the Responsible Entity when working with subrecipients.

Session 7: Handling Complex Environmental Review Issues
May 19, 2027 | 1:30 p.m. Eastern Time

A closer look at challenging environmental review issues, including floodplains, wetlands, historic and tribal preservation concerns, site contamination, and other factors that may require additional evaluation.

Training Schedule: Sessions are held on the third Wednesday of each month at 1:30 p.m. Eastern Time, with no session scheduled for December 2026.

Registration is $75 per person, per session.

Register below for the individual session(s) you would like to attend.

In partnership with NACCED, Civitas will conduct two 2-hour sessions virtually on October 28 & 29.

The NSPIRE training is an implementation-focused course designed to translate HUD’s inspection standards into day-to-day inspection practice. Participants will gain a clear understanding of the three inspectable areas, deficiency criteria, severity levels, and affirmative habitability requirements. The webinar uses curated photo examples, checklist walk-throughs, and realistic virtual case studies to illustrate how common deficiencies are identified, documented, and scored. The training covers NSPIRE scoring mechanics, correction timelines, and documentation expectations, equipping attendees with the tools and confidence needed to conduct accurate, defensible inspections under HUD’s current standards.

Presented by Civitas.

Dates: October 28-29

Member Price: $225

Non-Member Price: $275

Register through the NACCED website: https://www.nacced.org/trainings

This one-day, in-person training introduces the fundamentals of underwriting HOME-funded affordable housing developments. Designed for staff new to housing finance, the session builds a working foundation in project feasibility analysis, subsidy layering, and the core financial concepts underwriters use to evaluate deals.

Participants will learn to:

• Read and interpret a basic development pro forma (sources and uses, operating budget, debt service)

• Identify key underwriting ratios (debt coverage ratio, loan-to-value, loan-to-cost)

• Understand HOME program requirements that shape underwriting decisions (maximum per-unit subsidy limits, affordability periods, subsidy layering review)

• Recognize common financing structures in affordable housing (LIHTC, other federal/state gap funding, conventional debt)

• Apply a basic framework for assessing project feasibility and risk

Who should attend: Grant administrators, program staff, and affordable housing professionals with little to no prior underwriting experience. No finance background required.

Date: Monday, November 2, 2026, 9:00 a.m to 4:00 p.m.

Location: Cleveland Park, Spartanburg, South Carolina

Fee: $175/person ($150/person for 3 or more people from the same jurisdiction).